The AUXSCOUT states: Sea Scouts and Sea Scout leaders who engage in Auxiliary activities pursuant to this SOP but who are not enrolled as Auxiliarists shall be recognized and treated as guests in the conduct of such Auxiliary activities. When treated as guests are non-Auxiliary Sea Scouts and Sea Scout leaders covered by the Coast Guard for any activities? Does the Auxiliary have any insurance that would cover them? Does the BSA or Sea Scouts have any liability insurance that would cover them?

The Auxiliary does not own any liability or workers’ compensation insurance. The United States of America (USA) may be liable for personal injuries to guests or for damage to personal property belonging to guests while on board vessels of the USA, including Auxiliary operational facilities (OPF ACS) operating under orders, depending upon the facts of the occurrence. Pursuant to the Federal Tort Claims Act (FTCA), the USA may be liable to third parties for property damage or personal injuries proximately caused by guests on board vessels of the USA, including OPF ACS operating under orders, depending upon the facts of the occurrence. Guests on board vessels of the USA, including OPF ACS operating under orders, are not entitled to benefits under the Federal Employment Compensation Act (FECA) solely by virtue of their presence on board that vessel.

BSA requires them to carry BSA liability and accident insurance as a condition of BSA membership. BSA provides a brief summary of insurance coverage on their website. A fuller discussion of BSA insurance is found in BSA’s Guide to Safe Scouting.